Fee

Fees & Insurance

At A New Beginning Counseling, we believe transparency, clarity, and informed choice are essential in the financial aspects of care. Below is detailed information on session fees, insurance coverage, court-mandated services, and payment policies.

Fees at a Glance

  • Individual Therapy: $150.00 (55 minutes)
  • Couples / Marriage Counseling: $200.00 (55 minutes)
  • Court-Mandated Services: Out-of-Pocket, Pre-Paid
  • Comprehensive Mental Health & Substance Use Evaluations: $500.00 per evaluation

Session Fees

  Individual Therapy

 
 The standard fee for a 50–60 minute individual therapy session is $150.00.
 

 
 Couples & Marriage Counseling
 
The fee for Couples Counseling or Marriage Counseling is $200.00 per 55-minute session when services are not covered by insurance or provided as out-of-pocket.
All session fees are due at the time of service.
Fee Adjustment Notice:
Fees are subject to change with reasonable notice and in accordance with applicable laws and ethical standards.

Insurance Information

When insurance “covers” a session, it typically means the insurance company pays all or part of the session fee after the plan’s specific requirements are met. Coverage details—including copayments, deductibles, and coinsurance—are determined by your insurance plan, not by the practice.
All copayments, deductibles, and coinsurance amounts are due at the time of service.

Common Insurance Terms Explained

Copayment (Copay)

A fixed amount, which is determined by the insurance (for example, $25 or $40), is required at each visit and collected at the time of service.

Deductible

The amount you must pay out-of-pocket before insurance begins covering services. Until the deductible is met, you are responsible for the full session fee.

Coinsurance

After the deductible is met, you may be responsible for a percentage of the session cost (for example, 20%), with insurance covering the remainder.

Important Insurance Disclaimer:
Insurance benefits are an agreement between you and your insurance provider. While benefit verification may be offered as a courtesy, A New Beginning Counseling cannot guarantee coverage or reimbursement. Submission of a claim does not guarantee payment. Any denied, partially paid, or retroactively adjusted claims remain the responsibility of the client.

Verifying Your Insurance Benefits

To avoid unexpected costs, we strongly encourage clients to contact their insurance provider Prior To The First Appointment. Consider asking the following:

 Is A New Beginning Counseling in Network with My Insurance? [Practice NPI:1104426436; Provider NPI: 1609206234] If Yes, then inquire about the following:
  1. Do I have outpatient mental health benefits?
  2. Could you confirm my deductible and whether it has been met this year?
  3. Is prior authorization required for mental health services?
  4. What is my copayment or coinsurance per session for an in-network provider?
  5. How many sessions does my plan cover per calendar year?
  6. Do I need a referral from my primary care physician?

Out-of-Network (OON) & Private Pay Options

If we are out-of-network with your insurance plan, you may still have out-of-network benefits that reimburse a portion of the session fee. Upon request, we can provide a superbill for potential reimbursement submission.
Clients may also choose private pay (self-pay) if they prefer not to use insurance.

Accepted Forms of Payment

Zelle

Credit/Debit Cards

HSA/FSA Cards

Payment is due at the time of service.